5 thoughts on “What can be paid to the pawn bank?”
Norma
There are several categories of things that can be pawn in pawn: . Jewelry jewelry: including gold, platinum, diamonds, watches, jewelry and jade, etc. This business is simple, you can handle with things and ID cards, you can go to handle, you can go to handle, you can go to handle. The on -site evaluation price is desirable. . Real Estate: It is real estate; the real estate is mortgaged to the pawn bank, which is similar to the bank's business real estate mortgage loan. . Motor vehicles: Main vehicles; those who have pledged cars, those who do not take the vehicle, need to go through the mortgage mortgage registration and filing procedures. Fourth, property rights: including equity, stocks, bills, checks, tickets, bonds, deposits, warehouse orders, carrier orders, etc.; , large materials, machinery and equipment, etc. The pawn bank will have higher loan interest rates than banks, but it is more flexible, the amount is unlimited, the processing cycle is short, and the repayment is flexible. Different pawns of business areas are different, some do not do civil products, some do not make large materials, and so on. Is to be Dangdangxing to be things, first you have to determine whether you choose to live or die. If you are living, you must prepare all kinds of documents you want to be, and your ID card The rest of you must negotiate with the pawn bank, interest rates, etc. (most of the pawnshadows have contract models to see clearly). If of the husband and wife's common property, the husband and wife need to apply for a matter of handling (the two parties are present, the ID card is necessary) is simple and simple, and there are relatively many gold to be given, but most things are mostly needed If you do n’t come back, you can still come back. The premise is that you need to repay a certain amount of interest every month, and return the principal before repayment, and then go to some proof of lift mortgage. It is to standardize the behavior of pawns, strengthen supervision and management, and promote the standardized development of the pawn industry. According to relevant laws and regulations, the "Administrative Measures for the Pools and Bank" is formulated. The establishment of a pawn in the territory of the People's Republic of China, engaged in pawn activities, and applicable to these measures. This referred to the pawn in this method refers to the household property and property rights as a proportion of real estate or the real estate as a real estate to the pawn bank, delivering a certain percentage of fees, obtaining gold, and within the agreed period of time, and within the agreed period, and within the agreed period Payment of gold interest, repayment of gold, and redemption. Modiac is called the business legal person who is specially engaged in the pawns activities established in accordance with these Measures. Its organizational form and the organization apply to the relevant provisions of the "Company Law of the People's Republic of China". The expansion information:
is also known as "pawnshop" or "betting shop". It is an institution that collects items as mortgage and issue usury. There are many names of Chinese classics, which are called "mass libraries", "resolving libraries", "shop shops", "longevity library" and so on. The earliest pawn karma in my country appeared in the Northern and Southern Dynasties. The earliest records about the pawn were found in "Hou Han Liu Yu Biography": "Yu Suban rewards, pawn Hu Yi." , Follow the borrower's minister value discount, loan the current, and regularly recover the principal and interest. The expiration cannot be redeemed, and the pledge is confiscated by the pawnshop. If according to the relevant provisions of the management measures of pawn, the shortest time is 5 days, less than 5 days calculated at 5 days, and the maximum period is 6 months. After the pawn expires, within 5 days, customers can choose to be redemption, or they can choose to renew according to their needs. The duration expires or renewed after the expiration of the period, the household should redeem or renew within 5 days, and it is expected to be expected to be regarded or renewed. After that, if the valuation amount is less than 30,000 yuan, the pawn bank can be sold or discounted by itself, and the profit or loss should be negative; when the valuation amount of the property is more than 30,000 yuan, it can be handled in accordance with the relevant provisions of the "Guarantee Law of the People's Republic of China". It can also be publicly auctioned by the auction house by the two parties to be agreed by the two parties. After the auction income deducts the auction fee and the principal and interest of the gold, the remaining part should be refunded as the household, and the insufficient part will be pursued to the household. Reference materials: Baidu Encyclopedia: Dangdang
In principle, as long as valuable items or property rights that can be circulated according to law, the rights of property can be paid in principle. Gold and silver jewelry, jewelry, electronic products, clocks, cameras, batch materials, etc. can be paid. . Different from the old pawnshop, which is usually imagined, modern pawns do not accept old clothes. Generally, living creatures are not appropriate. If according to Article 25 of the Administrative Measures of Poly Polishment: After approval, pawn bank can operate the following business: (1) The business of property pledges (2) (3) Real estate (except for real estate in foreign provinces, autonomous regions, municipalities, or unable to obtain a pre -sale permit for commercial housing) n (5) Appraisal evaluation and consulting services (6) Other pawn businesses approved by the Ministry of Commerce in accordance with the law. It 26 Databases shall not operate the following businesses: (1) Sales of non -proper items and the acquisition of old items, consignment (2) ) Funding, absorbing deposits or disguised deposits (4) Issuing credit loans (5) Other businesses without the approval of the Ministry of Commerce. It 27 Database shall not accept the following property: (1) Property that is seized, seized or has been taken in accordance with the law (2) The stolen goods and sources are unknown. Item (3) Flammable, explosive, toxic, radioactive items and containers (4) Control knife, guns, ammunition, military, police signs, equipment and equipment n (5) State organs' official documents, seals, and its management of the property (6) Certificate and valid identity documents except the property certificate issued by the state organs (7) When the household has no rights or fails to follow the law according to law The property that obtains the right to dispose (8) Laws, regulations, and natural resources or other property that prohibit circulation of circulation. The expansion information: Pool is a kind of financing behavior that needs to be used for paid use. Tongdangxing generally collects comprehensive fees and interest on the same as gold. In accordance with the relevant provisions of the "Administrative Measures of Poly Polishment", the monthly comprehensive rate of the pawn of the pledge of industrial pledge shall not exceed 42 ‰ of Dangjin. The monthly comprehensive rate for real estate mortgage pawns must not exceed 27 ‰ of Dangjin. The monthly comprehensive rate of property rights must not exceed 24 ‰ of the Dangjin. The comprehensive fee was pre -deducted at the time. When the gold interest was generally implemented at 30%of the bank loan interest rate of the same period. The specific fees and interest standards will be different according to different pawns and different businesses. Customers shall prevail on the announcement of the pawn bank. Reference materials: Dishou-Baidu Encyclopedia
Now the pawns, divide the region. Most areas are only easy to monetize, such as gold, diamonds, watches, packages, platinum, digital products, real estate, cars. There are calligraphy and painting in Jiangsu and Zhejiang
Most of the pawnshores do real estate, car pawn business, and a small part of the pawn -pawn business for the pledge business, such as gold, diamonds, watches, luxury goods, jewelry and jade, digital products, famous cigarettes and famous wines, etc. These are generally small amounts. Call for personal items.
Can resist, mobile phones, computers, gold, cameras, vehicles, mobile phones can be given a backup machine, you can go to the door usually depends on the computer configuration, CPU, memory, production date, graphics card, assembly or original Whether there are maintenance records, whether there are water inlet, failure, etc. The cycle fee is flexible Me interest is a discussing
There are several categories of things that can be pawn in pawn:
. Jewelry jewelry: including gold, platinum, diamonds, watches, jewelry and jade, etc. This business is simple, you can handle with things and ID cards, you can go to handle, you can go to handle, you can go to handle. The on -site evaluation price is desirable.
. Real Estate: It is real estate; the real estate is mortgaged to the pawn bank, which is similar to the bank's business real estate mortgage loan.
. Motor vehicles: Main vehicles; those who have pledged cars, those who do not take the vehicle, need to go through the mortgage mortgage registration and filing procedures.
Fourth, property rights: including equity, stocks, bills, checks, tickets, bonds, deposits, warehouse orders, carrier orders, etc.;
, large materials, machinery and equipment, etc.
The pawn bank will have higher loan interest rates than banks, but it is more flexible, the amount is unlimited, the processing cycle is short, and the repayment is flexible. Different pawns of business areas are different, some do not do civil products, some do not make large materials, and so on.
Is to be Dangdangxing to be things, first you have to determine whether you choose to live or die. If you are living, you must prepare all kinds of documents you want to be, and your ID card The rest of you must negotiate with the pawn bank, interest rates, etc. (most of the pawnshadows have contract models to see clearly).
If of the husband and wife's common property, the husband and wife need to apply for a matter of handling (the two parties are present, the ID card is necessary) is simple and simple, and there are relatively many gold to be given, but most things are mostly needed If you do n’t come back, you can still come back. The premise is that you need to repay a certain amount of interest every month, and return the principal before repayment, and then go to some proof of lift mortgage.
It is to standardize the behavior of pawns, strengthen supervision and management, and promote the standardized development of the pawn industry. According to relevant laws and regulations, the "Administrative Measures for the Pools and Bank" is formulated. The establishment of a pawn in the territory of the People's Republic of China, engaged in pawn activities, and applicable to these measures.
This referred to the pawn in this method refers to the household property and property rights as a proportion of real estate or the real estate as a real estate to the pawn bank, delivering a certain percentage of fees, obtaining gold, and within the agreed period of time, and within the agreed period, and within the agreed period Payment of gold interest, repayment of gold, and redemption.
Modiac is called the business legal person who is specially engaged in the pawns activities established in accordance with these Measures. Its organizational form and the organization apply to the relevant provisions of the "Company Law of the People's Republic of China".
The expansion information:
is also known as "pawnshop" or "betting shop". It is an institution that collects items as mortgage and issue usury. There are many names of Chinese classics, which are called "mass libraries", "resolving libraries", "shop shops", "longevity library" and so on. The earliest pawn karma in my country appeared in the Northern and Southern Dynasties. The earliest records about the pawn were found in "Hou Han Liu Yu Biography": "Yu Suban rewards, pawn Hu Yi."
, Follow the borrower's minister value discount, loan the current, and regularly recover the principal and interest. The expiration cannot be redeemed, and the pledge is confiscated by the pawnshop.
If according to the relevant provisions of the management measures of pawn, the shortest time is 5 days, less than 5 days calculated at 5 days, and the maximum period is 6 months.
After the pawn expires, within 5 days, customers can choose to be redemption, or they can choose to renew according to their needs.
The duration expires or renewed after the expiration of the period, the household should redeem or renew within 5 days, and it is expected to be expected to be regarded or renewed. After that, if the valuation amount is less than 30,000 yuan, the pawn bank can be sold or discounted by itself, and the profit or loss should be negative; when the valuation amount of the property is more than 30,000 yuan, it can be handled in accordance with the relevant provisions of the "Guarantee Law of the People's Republic of China". It can also be publicly auctioned by the auction house by the two parties to be agreed by the two parties. After the auction income deducts the auction fee and the principal and interest of the gold, the remaining part should be refunded as the household, and the insufficient part will be pursued to the household.
Reference materials: Baidu Encyclopedia: Dangdang
In principle, as long as valuable items or property rights that can be circulated according to law, the rights of property can be paid in principle. Gold and silver jewelry, jewelry, electronic products, clocks, cameras, batch materials, etc. can be paid.
. Different from the old pawnshop, which is usually imagined, modern pawns do not accept old clothes. Generally, living creatures are not appropriate.
If according to Article 25 of the Administrative Measures of Poly Polishment: After approval, pawn bank can operate the following business:
(1) The business of property pledges
(2)
(3) Real estate (except for real estate in foreign provinces, autonomous regions, municipalities, or unable to obtain a pre -sale permit for commercial housing) n (5) Appraisal evaluation and consulting services
(6) Other pawn businesses approved by the Ministry of Commerce in accordance with the law.
It 26 Databases shall not operate the following businesses:
(1) Sales of non -proper items and the acquisition of old items, consignment
(2) ) Funding, absorbing deposits or disguised deposits
(4) Issuing credit loans
(5) Other businesses without the approval of the Ministry of Commerce.
It 27 Database shall not accept the following property:
(1) Property that is seized, seized or has been taken in accordance with the law
(2) The stolen goods and sources are unknown. Item
(3) Flammable, explosive, toxic, radioactive items and containers
(4) Control knife, guns, ammunition, military, police signs, equipment and equipment n (5) State organs' official documents, seals, and its management of the property
(6) Certificate and valid identity documents except the property certificate issued by the state organs
(7) When the household has no rights or fails to follow the law according to law The property that obtains the right to dispose
(8) Laws, regulations, and natural resources or other property that prohibit circulation of circulation.
The expansion information: Pool is a kind of financing behavior that needs to be used for paid use. Tongdangxing generally collects comprehensive fees and interest on the same as gold. In accordance with the relevant provisions of the "Administrative Measures of Poly Polishment", the monthly comprehensive rate of the pawn of the pledge of industrial pledge shall not exceed 42 ‰ of Dangjin.
The monthly comprehensive rate for real estate mortgage pawns must not exceed 27 ‰ of Dangjin.
The monthly comprehensive rate of property rights must not exceed 24 ‰ of the Dangjin. The comprehensive fee was pre -deducted at the time. When the gold interest was generally implemented at 30%of the bank loan interest rate of the same period. The specific fees and interest standards will be different according to different pawns and different businesses. Customers shall prevail on the announcement of the pawn bank.
Reference materials: Dishou-Baidu Encyclopedia
Now the pawns, divide the region. Most areas are only easy to monetize, such as gold, diamonds, watches, packages, platinum, digital products, real estate, cars. There are calligraphy and painting in Jiangsu and Zhejiang
Most of the pawnshores do real estate, car pawn business, and a small part of the pawn -pawn business for the pledge business, such as gold, diamonds, watches, luxury goods, jewelry and jade, digital products, famous cigarettes and famous wines, etc. These are generally small amounts. Call for personal items.
Can resist, mobile phones, computers, gold, cameras, vehicles, mobile phones can be given a backup machine, you can go to the door
usually depends on the computer configuration, CPU, memory, production date, graphics card, assembly or original
Whether there are maintenance records, whether there are water inlet, failure, etc.
The cycle fee is flexible
Me interest is a discussing